FoSS Membership with Insurance

Benefits for Protect level membership

Protect is the highest level of membership that is currently offered. FoSS is a scheme. Under Protect you can enjoy:

Please note membership will not automatically renew. We will send you a reminder that your membership is due for renewal 1 month before the renewal date.

£96 / €106

* Membership fee is calculated based on the activities you list in the application

Exclusive Member Benefits

Data Breach Alert
If anyone gains unauthorised access to your database and contacts your clients, we will alert you immediately, enabling you to take any remedial action appropriate to the circumstance.

Practitioner Toolkit including

  • Registered e-mail capability for those emails that need to be tracked and traced
  • Online signature facility
  • Downloadable Health and Wellbeing questionnaire and consent form
  • General advice on risk management topics
A low-cost, flexible, easy-to-use booking system to support your small busi­ness, with features such as online bookings, payments, gift vouchers, class packs/credit bundles, SMS reminders, PDF receipts and much more.

Free use of our FoSS Directory
You will have the option to create a public listing on our Directory which allows you to add information to promote your swimming events and classes, and where potential clients can search for swimming classes in their local area. Please visit

Unlimited access to our Health and Wellbeing Online Magazine
Article submission for our members to the Health and Wellbeing Online Magazine where you can engage in a little subliminal marketing by sharing your experience and expertise. Please visit

Personalised Insurance Cover

Insurance Key Facts

  • Public Liability (Indemnity Limit €/£10,000,000 per insured person or business)
  • Malpractice Cover & Professional Indemnity (Indemnity Limit €/£10,000,000 available on request)
  • Products Liability (for items sold in connection with your insured business)
  • Damage to rented/hired third party premises
  • Accidental loss or damage to your business stock and equipment
  • Overall Limit €/£5,000: Single item limit €/£1,000: excluding mobile phones
  • Libel & Slander
  • Breach of confidentiality, negligence or breach of duty of care
  • Website and e-mail infringement arising from the promotion, marketing and advertising of your insured business
  • Additional Legal Expenses (Currently only available in the UK & Ireland)
  • Jurisdiction: UK and EU/EEA
  • Indemnity to principals
  • Member to member liability included
  • Retro-active date 2006 or since the date you have held Medical Malpractice/Liability insurance without break or interruption
  • 12 months run off cover to allow for periods when you might not be working
  • On-line teaching and pre-recorded teaching is included. However, you should also consider additional media insurance, which is beyond the scope of this insurance
  • Loss of Reputation extension
  • Emergency First Aid and Good Samaritan Acts included

Insurance Coverage

Protect Membership Eligibility
In person & On line
On line only
  • Protect Membership Eligibility
  • In person & On line
  • On line only

  • UK
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • South Africa

Insurance  by and are independent brokers offering bespoke, tailored insurance solutions for businesses in the UK and the EU/EEA on a global basis: both to our clients directly and via our broker network. Our aim is to provide simple solutions to complex risks wherever and whenever we can and we manage this by facultative placements and via our specialist schemes and facilities.

For further details visit