If you’re an independent swim teacher, BGi.uk offers insurance policies designed to meet your professional needs.
When you join our FoSS membership, you’ll receive insurance cover as part of your membership, supporting your work as a self employed teacher, alongside a range of additional member benefits.
BGi.uk Swim Teachers insurance can include:
- Public Liability – Indemnity limit £10,000,000 per insured person or business
- Malpractice Cover & Professional – Indemnity limit £5,000,000 (£10,000,000 usually available on request)
- Products Liability – Limits apply (for items sold in connection with your insured business)
- Working from home – at a client’s home, or at any owned, rented or hired premises anywhere in the world excluding the USA/Canada
- Liability Cover for damage – rented/hired third party premises
- Accidental loss or damage to your business stock and equipment – Overall Limit £5,000: Single item limit £1,000 (mobile phones excluded)
- Libel & Slander – Terms Apply
- Breach of confidentiality – Negligence or breach of duty of care
- Website and e-mail infringement – Arising from the promotion, marketing and advertising of your insured business
- Additional Legal Expenses (Currently only available in the UK & Ireland)
- Indemnity to principals – Included
- Member to member liability – Included
- Retro-active date 2006 – Or since the date you have held Medical Malpractice/Liability insurance without break or interruption
- 36 months run off cover – To allow for periods when you might not be working
- Loss of Reputation extension included
- Emergency First Aid and Good Samaritan Acts included
- Geographical Area & Jurisdiction – Available to anyone living or working in the UK. The insurance is available to anyone living or working in the UK (including the Channel Islands, Isle of Man and Gibraltar), EU/EEA and South Africa for:
- Face-to-face meetings, therapies and treatments: you will be insured for work undertaken anywhere in the world other than the USA and Canada (insurance in the USA maybe available for specific trips and / or events).
- Remote, on-line and pre-recorded meetings, therapies and treatments: you will be insured to work anywhere in the world but the jurisdiction applicable will be that of the country where your business is based (claims first made and awards made in the USA and Canada are specifically excluded).
We can include additional activities such as Yoga, Baby Massage and other Holistic Therapies within your insurance.
- All premiums to be paid by PayPal, Credit/Debit card or Bacs/Bank Transfer in GBP for UK (including the Channel Islands, Isle of Man and Gibraltar) and South Africa policies
- The Insurance is provided on a 12 month basis. No premium returns are made unless cancelled within the 14 day cooling off period
- Employer’s Liability cover is not included but can be added
- An excess of £250.00 applies to the business stock & equipment extension
We firmly believe in ensuring wide protection for both educators and learners. That’s why we offer all our policyholders an indemnity of £5,000,000, a standard requirement for many councils, the NHS, and other related authorities. For those seeking even greater coverage, we provide the option to upgrade to a higher limit of £10,000,000 for an additional fee, ensuring peace of mind for all stakeholders.
The Foyht policy offers extensive coverage, catering for the needs of most individuals and microenterprises. However, as your business grows beyond a sole proprietorship, it may be advantageous to explore your insurance needs on a Business Combined basis, which includes additional Commercial Insurance Risks.
For personalised information and advice, please don’t hesitate to contact us at Tel: 01367 246130 or email us at foyht@BGi.uk.
Unlike most policies, your Foyht policy is operative World Wide other than the USA/Canada so feel free to practice your therapy(s) around the world in the knowledge that you are fully insured.
Currently, the policy is only available to those resident or working full time in:
a. The UK (including the Channel Islands, Isle of Man and Gibraltar) b. The EU/EEA c. South Africa.
BGi.uk is a trading style of H J Roelofs (UK) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register number is 307129. Company Registration number 3464365. Registered Office: Portwell House, Market Place, Faringdon, Oxfordshire SN7 7HU
FoSS Membership
From £141*
Swim Teachers Membership with Insurance.
Bespoke and extensive insurance facility provided by BGi.uk.
Plus membership benefits:
- Free access and the opportunity to provide articles to our online magazine
- 24/7 business legal advice and help line
- Exclusive Discounts for Events, Retreats, Exhibitions and Tour Operators Insurance (UK Only)
- Accounting advice and services
- Use of online booking systems
- Data breach alert service
- Access to various services at a discounted rate/preferential terms
- Use of the global directory to advertise your services
- Free access to our online magazine
- Free to view the online events diary
To apply for a quote, please click “Join”.
This will redirect you to our application form. Once submitted, we’ll usually give you a call to discuss your application and make sure we fully understand your requirements.
FoSS Membership
From £141*
Swim Teachers Membership with Insurance.
Bespoke and extensive insurance facility provided by BGi.uk.
Plus membership benefits:
- Free access and the opportunity to provide articles to our online magazine
- 24/7 business legal advice and help line
- Exclusive Discounts for Events, Retreats, Exhibitions and Tour Operators Insurance (UK Only)
- Accounting advice and services
- Use of online booking systems
- Data breach alert service
- Access to various services at a discounted rate/preferential terms
- Use of the global directory to advertise your services
- Free access to our online magazine
- Free to view the online events diary
To apply for a quote, please click “Join”.
This will redirect you to our application form. Once submitted, we’ll usually give you a call to discuss your application and make sure we fully understand your requirements.
Connect Membership
No charge
Free to all globally
Foyht entry-level membership designed with inclusivity in mind. Includes free use of the global directory to view and advertise your services, plus access to our online magazine.
Connect Membership
No charge
Free to all globally
Foyht entry-level membership designed with inclusivity in mind. Includes free use of the global directory to view and advertise your services, plus access to our online magazine.
Portwell House, Market Street, Faringdon, Oxfordshire SN7 7HU
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